By accessing or using , you agree to be bound by these Terms of Use. If you do not accept these terms, you should not use this website.

These terms apply to all users of the website and govern access to the website, its content and any information made available through it.

This website is provided by Menroc Asset Management for general informational purposes only. It is intended to give visitors a broad overview of our business, approach and related information.

Nothing on this website is intended to constitute financial advice, investment advice, legal advice, tax advice or any other form of professional advice. Website content should not be relied upon as the basis for making financial or investment decisions.

You may use this website for lawful purposes only and in a manner consistent with these Terms of Use. You must not use the website in any way that may damage, disrupt or interfere with the website, its systems or its availability to other users.

When using this website, you agree not to:

• misuse the website or its content
• attempt to gain unauthorised access to systems, servers or data
• introduce malicious code, viruses or harmful material
• use the website in breach of any applicable law or regulation
• copy, scrape or exploit website content in an unauthorised manner

The information on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

You should consider whether any information is appropriate to your circumstances and obtain independent professional advice before acting on any information contained on this website.

While Menroc Asset Management takes reasonable care in preparing the content of this website, we do not represent or warrant that the information is accurate, complete, reliable or current at all times.

Content may be updated, changed or removed without notice. Any reliance you place on information contained on this website is at your own risk.

Unless otherwise stated, the content of this website, including text, graphics, layout, branding and design elements, is owned by or licensed to Menroc Asset Management and is protected by applicable intellectual property laws.

You may view website content for personal, non-commercial use only. You must not, without prior written consent:

• reproduce or republish website content
• modify, distribute or transmit any material from the website
• use branding, graphics or content for commercial purposes
• create derivative works based on website content

This website may contain links to third-party websites or references to third-party material for convenience only.

Such links do not imply endorsement, approval or recommendation by Menroc Asset Management. We are not responsible for the content, availability, accuracy or security of third-party websites or resources.

To the maximum extent permitted by law, Menroc Asset Management excludes liability for any loss or damage arising directly or indirectly from the use of, or inability to use, this website or from reliance on any information contained on it.

This includes, without limitation, loss or damage arising from:

• errors or omissions in website content
• website interruptions or technical failures
• delays in access or transmission
• viruses or other harmful components
• reliance on information made available through the website

Menroc Asset Management may update, vary, suspend or remove any part of the website or these Terms of Use at any time without notice.

By continuing to use the website after any changes are published, you are taken to have accepted the updated terms.

These Terms of Use are governed by the laws of the relevant jurisdiction in Australia.

Any dispute arising in connection with the website or these terms will be subject to the non-exclusive jurisdiction of the courts of that jurisdiction.

If you have any questions about these Terms of Use, please contact Menroc Asset Management using the details below.

• Menroc Asset Management